Personal Finance, Family and Career

Category — Personal Development

100 Prayer Quotes

Prayer is the spirit speaking truth to Truth.

~ Philip James Bailey

Prayer does not change God, but it changes him who prays.

~Søren Kierkegaard

Prayer may not change things for you, but it for sure changes you for things.

~Samuel M. Shoemaker

When at night you cannot sleep, talk to the Shepherd and stop counting sheep.

~Author Unknown

When you pray, rather let your heart be without words than your words without heart.

~John Bunyan

September 16, 2011   No Comments

Personal Goal Achievement

Where are you going?

Where are you going?

Goals are outcomes, changes or desired end results that can be expected from doing certain tasks and activities.

Most people have goals. It’s entirely natural for someone to want to achieve something he or she likes. For example, I would like to be a general manager or a business owner someday. A friend of mine likes to be a game-developer someday. So how do you go about your goals? What should you do?


If you don’t know where you are going, you will probably end up somewhere else.

~ Dr. Laurence J. Peter

Know what you want. Its very clear that a person who doesn’t know what he or she wants would not achieve anything he or she wants. If you want to achieve something, you need to be clear on what you want. Write on one small paper what you want. For example if I would like to be promoted to being a general manager I would write, “I want to be promoted to the general manager position”. It’s as simple as that.


Watch your thoughts, for they become words.
Watch your words, for they become actions.
Watch your actions, for they become habits.
Watch your habits, for they become character.
Watch your character, for it becomes your destiny.

~ Frank Outlaw

Visualization is the next key to achieving your goal. Visualizing yourself succeeding at achieving your goal helps you build confidence and vice versa. Allow yourself to see only one image which is achieving your goal. Believe you can do it. Confidence and belief makes us perform at our best and thus resulting in goal achievement.


Your future is created by what you do today

~ Rich Dad

In Retire Young, Retire Rich, Robert continues with, “What you are doing today is your future”. Robert Kiyosaki is a famous financial educator. He and his wife wanted to build businesses in the future. So, even though they had no money, everyday they practiced building businesses and they eventually became owners of multiple companies.

In our example, I defined my objective or goal, “I would like to be a general manager”. I visualized it. Now, I would act and talk like a general manager. I will practice being a general manager by doing what a general manager does and eventually I will become one.

Don’t instantly become. Remember that to become needs a change of habits, thoughts and actions. Make gradual progressions on changes you need to do in order to become.

I would like to hear what you can say about my method of goal achievement.

Photo by zaraki.kenpachi

December 7, 2009   No Comments

Invest in Yourself

How are your investments doing?

Are they earning money?
Are you receiving dividends?
Are you receiving additional shares?

If yes, then that’s good. If not, then probably you can still invest in other things — like yourself.

Investing money in mutual funds, buying retail bonds and buying a franchise are very common. But how many people you know invest in themselves?

You can imagine how investing in oneself can be beneficial to one below the age of thirty. I, myself, can see how investing in myself has proven to be beneficial. I work as a web developer with a rate increasing every year.; And I will tell you now that none of the things I know now was taught in my school. Regular investing in myself has increased my value many times over. But investing in oneself isn’t just limited to learning new stuff. There are a lot of things you can invest in yourself directly and more indirectly.

Cost of investment: minimal time
Returns: nice income
This is the obvious one of the crowd. Investing in yourself through learning new skills can make you indespensible in your career. Learning a new skill could also mean you can offer your services with your new skill or even develop a business out of it.

Cost of investment: minimal time
Returns: friends and opportunities
It’s who you know… not what you know. Malcom Gladwell, author of The Tipping Point, makes a smart analogy how weak ties come in handy. If you want to know more about real networking and making friends, read How to Win Friends and Influence People and Never Eat Alone.

Be healthy
Cost of investment: minimal time
Returns: unlimited
Health is wealth. I think we can all agree that health is trully wealth.

  • If you exercise daily, you reduce the chance of osteoporosis and heart problems
  • If you eat a healthy diet, you reduce the chance of strokes and nutritional defiency that results in sickness
  • If you sleep 8 hours a day, you reduce the effects of sleep deprivation(depression, anxiety and cardiovascular problems)

Invest in yourself. Do not limit yourself to financial investing. Investing in your Self National Bank could be the best investment choice you made in your life. Do it now.

photo credit

November 17, 2009   1 Comment

Keys to Success

First Prize

First Prize

I have just been listening to an audio file of The Science of Getting Rich. It talks about getting rich as a science. It also presents the theory of how doing things in a certain way will make you rich.

I am a very proactive guy and have tried out Steve Pavlina’s intention manifestation approach to goal achievement and I believe me, it works. I have also tried other approaches like causality wherein you create a cause and you receive an effect. But after listening to this audio file, it made me think about how doing things in a certain way will make you not only rich but also successful.

I have come up with a list of things that I have gathered from listening to great leaders and friends who have been successful in life.

Successful people have successful friends. It’s not uncommon to see people you associate with become friends. It is said that you are who your friends are. I have found out that successful people have friends who are also successful. Most of the times, alike people attract each other. Deciding who to be friends or who to spend more time with will greatly affect your perspective on things.

Have you ever changed jobs? Have you ever changed classes at school? Have you ever been transferred to another department? Have you ever moved to a different neighborhood? These situations subconsciously required you to change in a certain way. It’s an adaptation of yourself to its environment. I can guarantee you that the people who are and were present in your environment greatly affected who you are now.

Successful people are confident. Confidence is a characteristic of a positive attitude. A lot people without much confidence live life not knowing what they can do because they do not believe that they can. When most people would have negative attitude in difficult situations, confident people will persevere because they believe in themselves that they can do it do it. They are confident regardless of circumstances. Confidence empowers.

Successful people have self-discipline. Wikipedia defines Self-discipline as training that one gives one’s self to accomplish a certain task or to adopt a particular pattern of behaviour, even though one would really rather be doing something else.

Most of us just stop doing things just because we don’t feel like it. Successful people do things even if they aren’t in the mood for it. Successful people do things even if they don’t like what they are doing. They do it to achieve a goal. In the end, they achieve what they have wanted in the beginning.

Successful people are open-minded. We see a lot of people who do not adapt to change. The world is being filled up with more information and better technology is introduced everyday. But a lot of people do not want to adapt to change insisting that their beliefs and knowledge is much better than anything out there even before they see or try things out.

Remember that you see what you want to see and successful people grab and absorb any information they can learn and use. They are open to thoughts and suggestions. They do not think that they know everything.

Successful people try and try again.Most people are planners. They plan for the future. They plan for everything. But a lot of people also plan too much. They will be afraid of mistakes. They have fear that they will make mistakes. They never make the necessary action which is normally composed of just getting started. Not getting started is what keeps some people from achieving their goals.

A successful person would not fear mistakes. They will try doing something until they succeed. As Dale Carnegie said:

The successful man will profit from his mistakes and try again in a different way

Remember that as long as you keep trying, you should realized everything that doesn’t work is just making you better, smarter and stronger.

Successful people prioritize. Prioritization is the key to most time management system. I have read several books and they all focus on prioritizing the most important and possible thing to do for the moment.

Successful people do not get caught up doing the least important things first but instead do the most important ones first. They know how to balance urgency and importance. Without prioritization, I believe it would cause very poor production on anyone’s part.

What are your keys to success? Write your own list and leave a comment below telling us about it.

Photo by kevinthoule

November 9, 2009   No Comments