How to Invest 100,000 pesos?

I’ve recently gotten hold of a question from PinoyMoneyTalk.com

Hello!

I’m new here and again would like to thank the people behind this wonderful learning resource.

A bit of a background, I am a freelance photographer looking for something to do with 100K. This money is at my disposal, interest free. The only thing is, I have to return it to its owner about a year after I first use it.

I’ve explored many ideas from furniture to food but since I’m a business newbie, none seem “safe” enough for me. I also do not want to invest this in photography equipment because I already have all I need and given the number of photographers out there vying for projects, I don’t think I can return the money intact on the deadline after i deduct my expenses. So as of right now, the money remains untouched.

That said, would anyone here be able to offer effective suggestions as to what to invest in?

I look forward to your input…

Thanks!

Don

This reminds of a post here at PinoySmartLife about what you can do with Php250,000.

However, the situation is different here. The Php100,000 amount is to be given back to the owner, hence, safety is one main concern.

One year is short for doing investments with capital you need to preserve. My suggestion is to look into Money Market Funds.

Here’s a list of Money Market UITFs/Mutual Funds:

• BDO Money Market Funds
• Sunlife Properity Money Market Fund
• Save and Learn Money Market Fund
• ALFM Money Market Fund